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What you need to know.

Speak with one of our Advisors today to see what you need for retirement. 



with one of our Advisors today!

Our Wealth Management team works with individuals and businesses to help them achieve their financial goals. Schedule a meeting with one of our Advisors today!

Products provided by Southern Michigan Bank & Trust’s Wealth Management department are not FDIC insured. They may lose value and there is no bank guarantee. Consult your legal and/or tax advisors before making any financial decisions.

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Our Wealth Management team will create a custom investment portfolio to meet your specific needs and goals.
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Our team will work with you to strategize a plan that works best for you.
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Carry out your financial wishes without putting undue stress or burden on your loved ones or heirs.

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See What Others Have to Say

Please check out some of our client testimonials below, to hear all of the great things they have to say about our services.

Yoder's Country Market

"It's fulfilling to serve this community. Now, we have a bank that believes the same thing we do."

- Jon & Brenda Yoder, Owners

Allen Edwin Homes

"Southern Michigan Bank & Trust values what we value.  They use common sense in lending.  Southern worked to make the relationship beneficial for both sides and have become a partner with us."

- Mike McGivney, VP of Sales & Marketing

Bella Vista Golf Course & 
Oscar Brown's Tavern

"SMB&T has been there for all of our banking needs. With the help of Southern, we have been able to turn this formerly foreclosed property into a beautiful, thriving addition to Branch County."

- Ron Cary, Co-owner

Meyer C. Weiner Company

"Many financial institutions would not have considered a project with so many moving parts.  The team at Southern Michigan Bank & Trust simply rolled up their sleeves, worked with everyone involved and created a successful solution that worked for everyone."

- Josh Weiner, CEO
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for the future

Start thinking about your future and contact our team today to decide which account is best for you.