Southern Michigan Bank & Trust is committed to providing equal opportunities for all individuals, including access to our website. 
 
 
If you are having trouble accessing information on our website, please send us your feedback by submitting a "Contact Us" form, or through any of the other correspondence channels listed below. Please include as many details as possible as well as the URL of the page(s) that have accessibility issues. 
 
 
Additional Feedback channels:
  • Phone: (517) 279-5500 or (800) 379-7628
  • Visit: any of our branch locations
  • Mail: 51 W. Pearl Street
             PO Box 309
             Coldwater, MI 49036