ATM Cards
A simple card that only allows you to perform ATM transactions.
Debit Cards
A card that allows you to make purchases online, over the phone, or in-person at retailers that debits the funds directly from your account. 

  • Cards include a chip for added security and protection
Credit Cards
Make purchases online, over the phone, or in-person and pay later. 

Gift Cards
Give your employees the perfect gift...exactly what they want.
  • Available at your local SMBT branch
  • Load any amount up to $1,000
  • Use anywhere Mastercard is accepted
Reloadable employee debit cards without the requirement of a bank account.

Employer Benefits of PayCards:
  • Allows for all employees to receive their pay electronically (direct deposit)
  • Drastically reduces chance for payroll check fraud
  • Saves cost of creating payroll checks
  • Instantly issue to employees at time of hire
Employee Benefits of PayCards:
  • Employees have the benefit of immediate access to funds 
  • Free online banking, mobile banking, and 24 hour telephone banking
  • No chance of overdrafting funds
  • Ability to order secondary cards for family or spouse
  • No monthly maintenance fees
  • No geographical restrictions for card use
    • Please still let us know if you will be traveling with your SMBT card
  • Access to over 30,000 nationwide ATMs
Merchant Services
Payment solutions for businesses.

  • Accept credit/debit card payments
  • Next-day funding
  • Local support

Message and data rates from your mobile carrier may apply. Enrollment criteria and restrictions may apply.


Contact us for more information today!