*$500 minimum opening deposit. Annual Percentage Yield (APY) is accurate as of June 8, 2026. Offer may be withdrawn at any time. *No Penalty CDs: The 13-month CD automatically renews to the current 12-month CD term and rate, and the 27-month CD automatically renews to the current 24-month CD term and rate. No early withdrawal penalty applies during the initial term. Upon renewal, the CD will be subject to the terms and conditions, including any applicable early withdrawal penalties, associated with the renewal product. **Step-Up CDs: Early withdrawal penalty is 6 months' interest on the 18-month CD and 12 months' interest on the 36-month CD. The 18-month CD automatically renews to the current 12-month CD term and rate, and the 36-month CD automatically renews to the current 36-month CD term and rate. You may exercise the Step-Up option once during the initial term to increase the interest rate to the current rate being offered on the same CD term. When an early withdrawal penalty applies to an IRA CD the penalty is 6 months’ interest. Member FDIC.
- Balance to open: $500
- Terms of deposit: 1-60 months
- Balance to open Fixed IRA: $500
- Terms of 1-60 months
- Taxes may be deferred on interest earned
- Contributions may be tax deductible dependent on the account type
- Consult your trusted tax adviser for details
Ask a New Account Representative for current interest rates. Interest rates are subject to change.