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YOUR LIFE

Tell us your story

It is our mission to build trusting relationships with customers by providing friendly, personal financial services.

SWITCH TODAY

Looking for a new banking home?

We offer personal accounts to suit all your needs. Switching your accounts and automatic transactions to Southern Michigan Bank & Trust just got even easier. See which accounts are right for you today!

Account Finder

Checking

It’s our commitment to provide the very best checking products and services.

Checking Options

Alerts

Stay informed about important account activity with our alerts.

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estatements

Go paperless with eStatements. They are faster, more secure, and environmentally friendly!

LEARN ABOUT ESTATEMENTS

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TESTIMONIALS

See What Others Have to Say

Please check out some of our client testimonials below, to hear all of the great things they have to say about our services.

Harper Creek Community Schools

"I've been with the school district for about 35 years, and have gone through 3 or 4 banking changes. This is the one that has gone the smoothest, and I think has been the most positive for all of our employees."

- Carol Davis
Finance Director of HCCS

harper creek story

Cornwell's Turkeyville USA

"I would always recommend Southern Michigan to people because they believe in the dreams and thoughts of small town people."

- Patti Cornwell
Owner

turkeyville story

Yoder's Country Market

"It's fulfilling to serve this community. Now, we have a bank that believes the same thing we do."

- Jon & Brenda Yoder
Owners

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Allen Edwin Homes

"Southern Michigan Bank & Trust values what we value. They use common sense in lending. Southern worked to make the relationship beneficial for both sides and have become a partner with us."

- Mike McGivney
VP of Sales & Marketing