Ready for better banking?
We offer personal accounts to suit all your needs. Switching your accounts and automatic transactions to Southern Michigan Bank & Trust just got even easier. See which accounts are right for you today!
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Harper Creek Community Schools
"I've been with the school district for about 35 years, and have gone through 3 or 4 banking changes. This is the one that has gone the smoothest, and I think has been the most positive for all of our employees."
- Carol Davis
Finance Director of HCCS
Cornwell's Turkeyville USA
"I would always recommend Southern Michigan to people because they believe in the dreams and thoughts of small town people."
- Patti Cornwell
Allen Edwin Homes
"Southern Michigan Bank & Trust values what we value. They use common sense in lending. Southern worked to make the relationship beneficial for both sides and have become a partner with us."
- Mike McGivney
VP of Sales & Marketing