Finance home improvements, consolidate debt, help pay for college, or purchase the boat you’ve always wanted.
WHAT IS A HELOC?
A Home Equity Line of Credit (HELOC) is a revolving line of credit secured by the value of your home.
A Home Equity Line of Credit (HELOC) is a revolving line of credit secured by the value of your home.
LOANS UP TO 90% OF YOUR HOMES APPRAISED VALUE
Whether you are looking to finance a small purchase, or large purchase, a HELOC has you covered.
Whether you are looking to finance a small purchase, or large purchase, a HELOC has you covered.
CHOOSE YOUR RATE STRUCTURE
We offer both variable and fixed rates line of credit options.
We offer both variable and fixed rates line of credit options.
MANAGE YOUR ACCOUNT ONLINE
Easy access to your funds.
Easy access to your funds.
OTHER FINANCIAL BENEFITS
HELOC’s often have a lower interest rate than other types of loans or credit cards. The interest paid may also be tax deductible (consult your tax advisor).
HELOC’s often have a lower interest rate than other types of loans or credit cards. The interest paid may also be tax deductible (consult your tax advisor).
*Loans up to 90% of your homes appraised value if SMB&T holds their first mortgage, or 80% if with another lender.
