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Trust Services

Our major function is to accept responsibility for a familyís financial security.  Normally this relationship begins with a confidential review of an individualís personal and financial situation. 

Our staff works with you in the design and implementation of an investment, financial or estate plan.  We do not exist solely to service persons of great wealth.  Many relatively modest investment plans and estates achieve growth under the professional management of our team.

Southern provides many financial and investment services as outlined below:

Investment Management:

  • Stock Portfolios
  • Mutual Funds
  • Corporate Bonds
  • Municipal Bonds
  • Municipal Cash Management
  • Investment Planning
  • Individual Financial Planning

Trust & Estate Services:

  • Estate Planning
  • Estate Settlement
  • Trustee Services
  • Asset Transfer Assistance
  • Charitable Giving Assistance
  • Elder Services
  • Conservator Accounts
  • Agent for Trustee or Personal Representative

Individual Retirement Plans:

  • IRAs
  • IRA Rollovers
  • Roth IRAs
  • Retirement Planning

 

 

 

Trust services provided by Southern Michigan Bank & Trustís Southern Financial Group Division are not affiliated with Raymond James and are not FDIC insured. They may lose value and there is no bank guarantee.