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Switch Kit

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Switching to Southern Michigan Bank & Trust is a breeze!

Transferring your accounts and automatic transactions to Southern Michigan Bank & Trust just got easier. Our Switch Kit offers a single source for all of the forms you will need.

Direct Deposit Authorization
Use this form to authorize the transfer of your payroll check direct deposit or other income from your current financial institution to Southern Michigan Bank & Trust. To authorize the direct deposit of your Social Security or any other Federal Benefit Payment, please see a New Account Representative for assistance or go to

Automatic Payment Authorization
This form establishes automatic payments from your new Southern Michigan Bank & Trust account and notifies the companies you have authorized to discontinue processing automatic payments from your current financial institution. (Automatic payments may include utility bills, loan payments, etc.)

Easy Transfer Checklist
Track and monitor the progress of the accounts and transactions that you are transferring to your Southern Michigan Bank & Trust account.

Electronic Bill Payment Setup*
Our worksheet allows you to identify all of the bills you want to pay electronically from your Southern Michigan Bank & Trust account. After completing the worksheet, just enter the information on our website or stop by one of our branches and a New Account Representative will be happy to assist you.

Account Closure Request
This request form notifies and authorizes your current financial institution to close your account(s) and issue a check for the remaining balance. As a reminder, be sure not to close your old accounts until all outstanding transactions (checks, deposits, bill payments, etc.) have begun to post to your Southern Michigan Bank & Trust account.

Click here for Switch Kit Forms


*  Must be enrolled in Online Banking and Bill Pay.