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Debit Cards

Take your SMB&T Debit Card with you wherever you go.  Whether at the grocery store or on vacation, you can make purchases anywhere Mastercard®, Pulse® or Cirrus® is accepted.  All transactions are debited directly from your checking account.  SMB&T Debit Cards can also be used to access cash at any ATM.*  Click here to report a lost or stolen SMB&T debit/credit card.

Safe Deposit Boxes

SMB&T safe deposit boxes offer a convenient and secure location to store your important belongings.  Documents, jewelry, family heirlooms and insurance papers are protected when kept in your safe deposit box.

Direct Deposit

Direct Deposit puts your paycheck directly into your account(s), saving you both time and money.  No need to get to the bank or rely on the mail, your money is directly deposited for your use.  You can also set up regular payments for loan or mortgage payments.**

Telephone Banking

Day or night, at home or office, you can bank with us by telephone.  Check your balances, transfer money from one account to another, inquire about loans payment amounts and due dates, and even check out current deposit rates.  Simply call 800-600-2136 and follow the instructions to have immediate access to all of our automatic banking services, 24 hours a day, 7 days a week.  For your convenience, a printable copy of our menu options is also available.

Other Convenient Services

  • Automatic Payment
  • Wire Transfers
  • Night Depository
  • OverDraft Privilege
  • Foreign Currency Exchange







*   Terminal and/or account fees may apply when using your SMB&T Debit Card at another institutionís ATM.  Some restrictions may apply.

**  All loans subject to credit approval.