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eServices

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Click to find your topic of interest: Online Banking, Bill Pay, eStatements, Mobile Banking, Alerts, Payroll Cards, Prepaid Cards, and Gift Cards.

The Convenience and Security of eServices

In todayís fast paced world, you may not have time to visit one of our convenient locations.  Thatís why we offer time saving solutions with electronic services.  More than just convenient, our eServices are an extremely secure way to accomplish your everyday banking tasks.  At SMB&T, we use appropriate measures to make sure your online banking experience is always safe and secure.

 

Online Banking

Your money is a simple click away.  With SMB&T Online Banking, you can navigate quickly between different tasks such as:

  • Checking your account balances in real time
  • Downloading eStatements
  • Viewing account history, along with copies of past checks and deposits
  • Transferring funds between accounts
  • Scheduling online bill payments
  • Adding personal or account reminders
  • Adding stop payments
  • Customizing your account preferences, including nicknaming your accounts
  • Accessing our online financial management tool which can help you create financial goals, set up budgets, and gain an overview of your financial portfolio

Online Banking is available to our personal account customers free* of charge.  If you are ready to enroll now, you may find our online banking enrollment guide.

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Bill Pay

Online Bill Pay is a convenient way for you to pay all your bills from one secure website.  Make payments to anyone within the United States.  Just imagine no more handwritten checks, envelopes, stamps or trips to the post office.  Using Bill Pay you can:

  • Schedule payments
  • Cancel payments
  • Schedule repeating payments
  • Check pending payments
  • View payment history
  • Set eNotifications to remind you when bills are due

Itís as simple as logging into your Online Banking account and paying your bills at your convenience.  Online Bill Pay is available to SMB&T checking account holders only and is offered free* of charge with unlimited transaction processing.  Click here for a demonstration.

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eStatements

 
Mobile Banking

Mobile Banking provides all of the great features of Online Banking, but delivers it in the palm of your hand.  Itís perfect for todayís constant on-the-go lifestyle.  Regardless what model of cell phone you have, SMB&T Mobile Banking has a solution for you.

If you are ready to sign up for Mobile Banking, just log into your Online Banking account and sign up under the "Options" menu.

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Alerts

With a few simple steps, you can stay informed about important activity in your deposit account(s) with free* alerts:

  • Get notifications when your balance falls below a specific level
  • Receive notices when a specific check clears
  • Get notifications when a CD is about to mature
  • Receive a notice when withdrawals are made from your account
  • Set up personal alerts to remind you of birthdays or anniversaries

Alerts can be delivered to your email inbox or to your cell phone through text messages.  You simply need to be a current Online Banking user to get started.  

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Payroll Cards

SMB&T PayCards give you a way to receive wages electronically, even if you donít have a traditional checking or savings account.  It works like a reloadable debit card, allowing you to have direct deposits linked to it from sources like your employer(s) or government benefits.  Some of the benefits of the PayCard are:

  • Immediate access to your funds
  • Ability to use the card anywhere Debit MasterCard is accepted
  • ATM Access
  • Money savings on check cashing fees, minimum purchase amounts, and bill payment services
  • MasterCard Zero Liability Protection
  • Ability to get additional cards for family and friends
  • No monthly Fees
  • Free Credit Scores
  • Free online banking, mobile banking and 24 hour telephone banking*
  • No minimum balance requirements
  • No chance of overdrafting funds
  • No credit approval required

If youíd like more information, contact your local branch or watch a video on how SMB&T PayCards can benefit you.

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Prepaid Cards

If youíd like more information, contact your local branch.

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*   Fees from your mobile or data carrier may apply.  

**  Subject to approval. Certain restrictions apply.  See the Consumer Mobile Deposit Terms & Conditions for details.  Fees from your mobile or data carrier may apply.