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Meet the Advisors

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Our brokerage advisors have assisted many customers with their financial and investment planning and obtaining their financial goals.  This division of the Southern Financial Group allows our customers access to other types of investments such as annuities, life insurance and self directed investment accounts. Meet our advisors below that can assist you today in reaching your financial goals in the ever changing financial markets.


Melissa Natzke Barlow


(269) 273-9823

EXPERIENCE:  Melissa joined Southern in 2003 and has been security licensed for over 20 years.

EDUCATION:  Bachelorís Degree in Business Administration from Western Michigan University.

PROFESSIONAL:  Holds Series 7, 63 and Series 24 security licenses and Life and Health Insurance license. Maintains her designation as a Certified Financial Planner.

COMMUNITY SERVICE:  Currently serves as an active Ambassador for the Three Rivers Area Chamber of Commerce for the past six years.  She is also a member of the Three Rivers Womenís Club and is a trustee for LifeSpring Church.



R. David Rumsey


(517) 279-5608

EXPERIENCE:  Dave joined Southern in 2007 after practicing as a CPA for 30 years.  He has been security licensed since 1999.

EDUCATION:  Bachelorís Degree in Business Administration with a major in accounting from Central Michigan University.

PROFESSIONAL:  Holds Series 6, 7, and 66 security licenses along with his certification as a Certified Public Accountant (CPA).

COMMUNITY SERVICE:  Daveís community involvement currently includes being a board member of the CHC Foundation, a commissioner of the City of Coldwater Planning Commission and a trustee of the American Baptist Churches of Michigan Endowment Fund.  For over the past twenty five years, Dave has been the chairman of the Al Clyne Coldwater Exchange Club 9th Grade Basketball Invitational Tournament.  Prior positions include President and Board member of the Coldwater Exchange Club, President and Treasurer of the Coldwater Country Club and President of the Coldwater Cardinal Athletic Booster Club.








Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, are: not deposits, not insured by FDIC or any other governmental agency, not guaranteed by Southern Michigan Bank & Trust, are subject to risk, and may lose value. Southern Michigan Bank & Trust and the Southern Financial Group are independent of Raymond James.

Raymond James financial advisors may only conduct business with residents of the state and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.  Raymond Jamesí Privacy Notice.

Check the background of this investment professional on FINRA's BrokerCheck