Southern Michigan Bank & Trust offers a wide variety of loans to meet your needs. Whether buying your first home, improving your current residence, or financing a vehicle, our experienced lenders can help determine the loan option that’s best for you!
Mortgages (print an application)
- Fixed Rate Mortgages
- USDA – Guaranteed Rural Housing Development
- Adjustable Rate Mortgages
- Bare Land Mortgages
- Balloon Mortgages
- Construction Mortgages
Home Improvements (print an application)
- Fixed or Adjustable Rate Closed Ended Home Equity Loan
- Fixed or Adjustable Rate Home Equity Line of Credit
Personal Loans (print an application)
- Personal watercrafts
- Motor Homes
- Snowmobiles & ATVs
- Cash Secured or Unsecured
Contact us today!
All loans subject to credit approval.