Online Services

ID Theft & Fraud Reporting

Target Security Breach Information

Target learned in December 2013 that criminals forced their way into Targetís systems and took guest information, including debit and credit card data, names, mailing addresses, phone numbers, and email addresses. 

As a part of Targetís response, they are offering one year of free credit monitoring to all guests who shopped in U.S. stores.  In addition to a complimentary copy of their credit report, guests who sign up for this service will also receive daily credit monitoring, identity theft insurance where available, and they will have access to personalized assistance from a highly trained Fraud Resolution Agent.  This offer applies to all Target guests who shopped in U.S. stores.  To register, please go to before April 23, 2014.  Guests will have until April 30, 2014 to register their code with Experian.

If you have shopped at Target, please visit their official site for current information about the incident.


Here are some fast tips for reporting identity theft and financial fraud:

  • If you believe you are the victim of fraud or a money laundering scam, please contact your local law enforcement authorities.
  • If you believe you are the victim of identity theft, you will find numerous resources on the Federal Trade Commissionís (FTC) website at You can also report identity theft to the FTC.
  • If you believe you have been the victim of an internet crime or scam, such as phishing, re-shipping, etc., please visit the Internet Crime Complaint Center at This is a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center. You can also find information on phishing scams, including how to report a suspected phishing attempt, at the Department of Justiceís website at
  • If you believe that your credit card number has been stolen or that your credit card has been fraudulently charged, please call the issuer of your credit card.  If you are a Southern Michigan Bank and Trust card holder and need to report a lost or stolen ATM or Debit MasterCard® please call toll free: 800-554-8969.

Click on the links below for more helpful tips and prevention training:

ID Theft Affidavit Packet
ID Theft Stuffer
ID Theft - Online Education Center