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See what others are saying about our Commercial Lending services!

Radiology Consultants, PLC/Beckley Road Medical Building, LCC

“If you are looking for a “no hassle” banking institution, or simply want one less thing to worry about, then Southern Michigan Bank & Trust is where you need, and should, go to handle all your banking and financial needs….they really make it easy with no complications.”

Rocky Baxter
Business Manager

Fibre Converters, Inc.

“Southern is large enough to meet our client needs, and provide products and services at very competitive rates.”

Jim Stuck
President and CEO

TJ Rampit USA

“When business sales really started skyrocketing, Southern was able to keep up with our financial needs.  I’m not sure that I would have been able to grow like I have without their help.   Southern has never said, ‘Hey, we can’t do that.’  The bank was willing to go out on a limb with us.”

Ted Short, Jr.

Union Pallet/Unified Properties

“Great bank to work with.  Great rates, competitive and I like working locally.”

Jon Slack
President and Owner





All loans subject to credit approval.