Online Services




Applications & Forms

Thank you for your interest in Southern Michigan Bank & Trust.  For your convenience, the following applications are available for download.  

Personal Banking

Switch Kit – Transferring your deposit account to Southern Michigan Bank & Trust is easy!
Change of Address/Phone Number Form
eStatement/eBill Authorization


Personal Loans

Home Equity Line of Credit (HELOC) Application

HELOC Application
HELOC Booklet
Fixed Rate Disclosure
 

Residential Loan Application 

Residential Loan Application (formatted for 8.5”x11” paper)
Residential Loan Application (formatted for legal paper)
Adjustable Rate Mortgage Booklet
 

Equity Application

Equity Application
Adjustable Rate Mortgage Booklet
 

Other Personal Loan Applications

Signature Authorization
Consumer Loan Application - “Consumer loans” are specific to things like auto, boat, RV, motorcycle, snowmobiles, etc.


Business Loans

Business Loan Application
Personal Financial Statement

 

 

 

All loans subject to credit approval.