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Agriculture Loans

When you need to finance your agricultural business, you need a lender who understands what you face in your daily operations.  Southern Michigan Bank & Trust have specialty lenders on staff that know your industry well and can help you get the loans that make sense for your business. 

 

Doug Kiessling

 

Douglas Kiessling
Regional Vice President / Commercial Loan Manager
(517) 279-5536
dkiessling@smb-t.com

Doug joined Southern Michigan Bank & Trust in 1999, bringing 6 years of prior commercial lending experience to the team.  He received a bachelorís degree in Economics from Hillsdale College.  He is well versed in lending to the commercial real estate, manufacturing, service and agricultural industries. 

Rachel Doty

 

Rachel Doty
Vice President of Commercial Lending
(517) 439-0911
rdoty@smb-t.com

Rachel joined Southern Michigan Bank & Trust in 2014, bringing 17 years of prior banking experience with her.  She holds a Bachelors of Business Administration and Marketing from Hillsdale College and has personally owned and operated her own business.  Rachel is located in the Hillsdale market and handles both commercial and agricultural loans.

Adam Losinski



Adam Losinski
Commercial Loan Officer
(517) 279-5515
alosinski@smb-t.com

In 2012, Adam joined our commercial lending team. He began his career in 2008 with Southern Michigan Bank & Trust as a commercial credit analyst.  He received his bachelor's degree from Western Michigan University.  He enjoys working with commercial and agricultural businesses to meet their financing needs.

Jasson Moffett

 

Jasson Moffett
Vice President of Commercial Lending
(269) 279-3541
jmoffett@smb-t.com

Jasson joined Southern Michigan Bank & Trust in 2014.  He brings a wealth of experience with him, having previously served in the capacity of Branch Manager, Business Banker, and finally as a Commercial Agricultural Specialist.  He earned his bachelorís degree from Central Michigan University and an MBA from Western Michigan University with an emphasis in finance.  Jasson specializes in developing long term relationships by offering tailored lending, cash management and business transition solutions.

Jay Williams

 

Jay Williams
Vice President of Commercial Lending
(517) 439-7498
jwilliams@smb-t.com

Jay Williams joined our commercial lending team in 2004 with 8 years of prior experience in the field at Fifth Third Bank and GreenStone Farm Credit Services. He earned his bachelorís degree in Agribusiness Management from Michigan State University.  Jay offers a depth of knowledge, especially when it comes to agricultural clients.  He personally owns and operates a farm, allowing him to stay in tune with the operational and financial challenges facing the agricultural industry.

 

 

 

 

All loans subject to credit approval.