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Agriculture Loans

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When you need to finance your agricultural business, you need a lender who understands what you face in your daily operations.  Southern Michigan Bank & Trust have specialty lenders on staff that know your industry well and can help you get the loans that make sense for your business. 


Doug Kiessling


Douglas Kiessling
Regional Vice President / Commercial Loan Manager
(517) 279-5536

Doug joined Southern Michigan Bank & Trust in 1999, bringing 6 years of prior commercial lending experience to the team.  He received a bachelorís degree in Economics from Hillsdale College.  He is well versed in lending to the commercial real estate, manufacturing, service and agricultural industries.

Rachel Doty


Rachel Doty
Vice President of Commercial Lending
(517) 439-0911

Rachel joined Southern Michigan Bank & Trust in 2014, bringing 17 years of prior banking experience with her.  She holds a Bachelors of Business Administration and Marketing from Hillsdale College and has personally owned and operated her own business.  Rachel is located in the Hillsdale market and handles both commercial and agricultural loans.

Adam Losinski

Adam Losinski
Commercial Loan Officer
(517) 279-5515

In 2012, Adam joined our commercial lending team. He began his career in 2008 with Southern Michigan Bank & Trust as a commercial credit analyst.  He received his bachelor's degree from Western Michigan University.  He enjoys working with commercial and agricultural businesses to meet their financing needs.





All loans subject to credit approval.