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Agriculture Loans

When you need to finance your agricultural business, you need a lender who understands what you face in your daily operations.  Southern Michigan Bank & Trust have specialty lenders on staff that know your industry well and can help you get the loans that make sense for your business. 


Doug Kiessling

Douglas Kiessling
Regional Vice President / Commercial Loan Manager
(517) 279-5536

Doug joined Southern Michigan Bank & Trust in 1999, bringing 6 years of prior commercial lending experience to the team.  He received a bachelorís degree in Economics from Hillsdale College.  He is well versed in lending to the commercial real estate, manufacturing, service and agricultural industries. 

Jay Williams

Jay Williams
Vice President of Commercial Lending
(517) 439-7498

Jay Williams joined our commercial lending team in 2004 with 8 years of prior experience in the field at Fifth Third Bank and GreenStone Farm Credit Services. He earned his bachelorís degree in Agribusiness Management from Michigan State University.  Jay offers a depth of knowledge, especially when it comes to agricultural clients.  He personally owns and operates a farm, allowing him to stay in tune with the operational and financial challenges facing the agricultural industry.





All loans subject to credit approval.