Investor Relations - Financial Reports

Report	Description
View	2009 2nd Quarter Report
View	2009 1st Quarter Report
View	2008 Annual Report
View	2008 3rd Quarter Report
View	2008 2nd Quarter Report
View	2008 1st Quarter Report
View	2007 Annual Report
View	2007 3rd Quarter Report
View	2007 2nd Quarter Report
View	2007 1st Quarter Report
View	2006 Annual Report
View	2006 3rd Quarter Report
View	2006 2nd Quarter Report
View	2006 1st Quarter Report

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Southern Michigan Bank & Trust — 51 West Pearl Street — Coldwater, MI 49036
(800) 379-7628

		Click here for important information about Southern Michigan Bank & Trust's participation in the FDIC's Transaction Account Guarantee Program and other information about FDIC Insurance.