Financial Services - Employee Benefit Plans

FNB Financial Services

Individuals are beginning to realize that the retirement income provided through Social Security and personal savings will simply not be enough for them to maintain a comfortable standard of living during retirement. They are looking to their employers for solutions to help them save the needed additional income.

FNB Financial Services is ready to help employers evaluate cost-effective methods of providing employees with a tax-advantaged plan that will help them save for their future. Let our professionals’ help evaluate what Plan is right for your company.

  • 401(k) Plans
  • Profit Sharing Plans
  • Pension Plans
  • Simple IRA Plans
  • SEP IRA Plans

For further information about our services, or to schedule a consultation, please contact one of our experienced advisors.

Raymond James Financial Services, Inc

Disclosure Notice

Investment, annuity and insurance products: 1) are not deposits or other obligations of, nor are they guaranteed by, Southern Michigan Bank and Trust or its affiliates; 2) are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States or by Southern Michigan Bank and Trust or its affiliates; and 3) are subject to investment risks, including the possible loss of value.

*Securities and investment advisory services provided by Raymond James Financial Services, Inc. is an independent registered broker/dealer. Member FINRA/SIPC.

The information in this web site is for U.S. residents only. The information on this web site does not constitute an offer to sell, or a solicitation for an offer to purchase brokerage services to persons outside of the United States.